There are four subspecies of Ospreys (Pandion haliaetus), which are separated by geographic region.
This is Pandion haliaetus carolinensis (note the slightly barred breast) which breeds in North America and the Caribbean, and winters in South America.
Ospreys and owls are the only raptors whose outer toe is reversible, allowing them to grasp their prey with two toes in front and two behind which is particularly helpful when grabbing slippery fish.
1st & 2nd photo: Sanibel Island, Florida, USA, 22 November 2012
3rd photo: J.N. Ding Darling National Wildlife Refuge, Sanibel Island, Florida, USA, 22 November 2012
4th & 5th photo: Osprey Trail, Honeymoon Island State Park, Florida, USA, 25 March & 1 April 2022
Watch here my video.